As it relates to CA DOI Regulation-2010-00001 — Standards and Training for Estimating Replacement Value Effective 06/27/2011. The results of this rater and the associated quote validity may be impacted by the Coverage A limit established at the time of issuance. The individual companies represented in these raters incorporate cost estimation tools as part of the policy issuance process. J.E. Brown & Associates is not responsible for any premium discrepancies as a result of differing coverage limits used for this rater and the possible subsequent difference in values established via the insurance company estimating tools. It is recommended that you utilize the appropriate insurance company estimation tool to establish an adequate coverage limit prior to providing quotes to prospective buyers.