American Modern is a widely recognized, national leader in the specialty insurance business. With close to 50 years of experience, the company delivers residential insurance for many property classes – rental property, a vacant home, seasonal or vacation homes, and full-time residences including mobile homes. In the recreational insurance market, they offer solutions for owners of boats, yachts, personal watercraft, and classic cars. American Modern’s A+ (Superior) financial condition is recognized by well-known industry analyst A. M. Best Company.
"L" isn't just the Roman numeral for 50, it's also the symbol for our joint promotion with American Modern. We're giving away $50 prizes through December 2017. Every two weeks, 10 lucky lotto winners will get $50 in an Amazon.com gift card.
Most insurance professionals dread the idea of turning away business. Partnered with American Modern, we're giving you more ways to say YES! to those tough to place personal lines risks. If you're reading this, you've taken the first step in learning how to properly cover unique or challenging properties. In addition to providing The Selling Tips to do so, AMIG is offering cash prizes along the way between 4/20/17 and 10/31/17.
We at JE Brown are excited to announce a $50,000 promotion from American Modern! Our retail partners can earn a chance at $500 in American Modern's 2016 modernLINK Sweepstakes. Simply register, then book 5 new business policies by November 15th, 2016.
What's the prize? American Modern is giving away $500 checks - 100 checks in total.
Who is eligible? The 2016 modernLINK Sweepstakes is open to American Modern licensed agents.
Specialty Dwelling Products
At J.E. Brown, specialty dwellings are our bread and butter. Preferred, Non-Standard, Admitted, Non-Admitted - we have options for almost anyone! We have 12 different Homeowners options and 9 different Dwelling Fire options. Many of our products can be rated and issued online using CORE, or our carrier platforms in minutes! Logon today to get started.
See the webinar recording here!
High-Hazard Homes
Offered by American Modern, this product is designed for insureds with 10 or more rental properties. The 10+ allows an unlimited number of 1-6 family dwellings on one policy!
Key advantages include:
The insurance industry has yet to catch up with the “sharing economy.” In particular, Airbnb has made the home and rental insurance picture more complicated for both insureds and insurers. There is a definite need for agents and brokers to ask whether an insured intends to use a property for short-term rentals. If they don’t ask, insureds may not disclose—and this can have big consequences later on. Insurance companies consider Airbnb hosts to be in business—and expect to cover them that way.
Coverage is available by endorsement in DP-1 & DP-3 Programs:
-Occasional Rental endt for Seasonally Occupied risks rented out occasionally
-Short Term/Vacation Rental endt. for income properties (Tenant Occupied)
-Homes valued $75,000 to $1,000,000
-Liability up to $500,000
-Extended Replacement Cost endorsement available
-Replacement Cost Contents endorsement available
-No age limit (must have circuit breakers)
-Post & Pier (must be closed)
-Protection class 1 - 10
Rental property can be tricky to insure. If your customer has multiple properties, our 10+ Dwelling Program is a flexible insurance solution for owners of ten or more rental properties. It schedules all the properties onto one policy, with one bill and one renewal date. Properties can easily be added, removed, or have the occupancy changed. Select either a replacement cost or actual cost value coverage for each property in the portfolio.
CORE is now able to conveniently compare 3 lines of business for you: Dwelling Fire, Homeowners & Vacant. Complete the online form and CORE will provide up to 4 carrier quotes for your Dwelling Fire, Homeowners or Vacant risks. CORE will save you time and effort- and take your quoting efficiency to another dimension!
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