The counties and Zip codes listed below have been identified as areas currently impacted by severe brush fires and are restricted for all property and casualty lines effective the dates below and until further notice is provided:

AZ, Coconino: 86001, 86015, 86018 Santa Cruz: 85611, 85637

UT, Iron: 84719

Applications for properties in these counties can’t be issued in the American Modern modernLINK program. To submit applications for American Modern contact an underwriter with your justification that the property is at least 25 miles from any existing wildfire. All other standard binding requirements apply.

Reminder – no risks are to be bound within a 25 mile radius of any existing wildfire!


Due to a concentration of risk and the forested location, these company specific moratoriums will remain in effect indefinitely.

American Modern
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92305, 92314, 92315, 92316, 92317, 92321, 92322, 92325, 92326, 92333, 92339, 92341, 92352, 92359, 92378, 92382, 92385, 92386, 92391, 92397.
American Reliable & Voyager Indemnity
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92305, 92314, 92315, 92316, 92317, 92321, 92322, 92325, 92326, 92333, 92339, 92341, 92352, 92359, 92378, 92382, 92385, 92386, 92391, 92397.
CSE
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92305, 92314, 92315, 92317, 92321, 92322, 92325, 92326, 92333, 92339, 92341, 92352, 92378, 92382, 92385, 92386, 92391.
Topa
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92530, 92532. Forested areas will not qualify – regardless of zip code.

Brush Guidelines (Gererally Brush Mappings are the key determining factor when ft clearance. is mentioned)

American Modern
All programs: PC 1-10 eligible. Brush clearance of 350ft. MSB Brush Hazard is run on all homes. No wood shake roofs in brush and forest areas.
American Reliable
All programs: PC 1-10 eligible. Brush clearance of 350ft. ISO Fireline is run on all homes. Forest areas are ineligible. No wood shake roofs in brush and forest areas.
Chubb
PC 1-10 eligible. Brush clearance of 500ft (some areas 150ft if no wood siding or wood attachments). 1 mi.(some areas .5 mi.) brush clearance is required for wood shake roofs. Brush mapping is run on all homes.
CSE Safeguard Select
All programs: PC 1-10 eligible. PC 9-10 need to be submitted with photos of house and brush clearance. ISO Fireline is run on all homes.
CSE Preferred
All programs: PC 1-7 eligible. ISO Fireline is run on all homes.
Lexington
All programs: PC 1-10 eligible. Brush clearance of 200ft. 1000ft. brush clearance is required for wood shake roofs. Brush mapping is run on all homes.
Topa
All programs: PC 1-7 eligible. Brush clearance of 250 ft. Risk Meter is run on all homes. Forest areas are ineligible. No wood shake roofs at all.
Tower
All programs: PC 1-9 eligible. Brush clearance of 500 ft. Brush mapping run on all homes. Forest areas are ineligible.