The counties and Zip codes listed below have been identified as areas currently impacted by severe brush fires and are restricted for all property and casualty lines effective the dates below and until further notice is provided:

CA Butte 95973, 95926, 95928, 95942 Calaveras 95252, 95222, 95215, 95236, Colusa 95979, 95987, 95435, 95485, 95423, 95464, 95453, 95493, 95458, 95443 El Dorado 95635 LEXINGTON ONLY 93013 Toro Canyon/Carpinteria (Santa Barbara), CA - 93108 Montecito (Santa Barbara), CA Lake 95435, 95453, 95485, 95493, 95423, 95458, 95426, 95422, 95461, 95451, 95457, 95467 Lassen 96130 Mendocino 95449, 95469, 95482, 95428, 95463, 95456, 95429, 95585, 95410, 95460, 95417, 95415, 95427, 95420, 95587, 95418, 95481, 95488, 95470, 95432, 95459, 95494, 95466, 95490, 95445, 95468, 95437, 95454 Merced 95343 Modoc 96015, 96054, 96006, 96101 Mono 96107, 93517 Napa 94574, 94508, 94515, 94567 Orange 92676, 92808, 92887, 92675, 92679, 92688 Placer 95631, 95701, 95715 Riverside 92882, 92881, 92883, 92262, 92539, 92544, 92549, 92561, 92539, 92264, 92530, 92570, 92532, 92587 San Bernardino 92314, 91709 San Joaquin 95236, 95320, 95230 Santa Clara 95035, 95132 Shasta 96003, 96042, 96051, 96011, 96017, 96025, 96033, 96065 Siskiyou 96044, 96064, 96097, 96023, 96050 Tehama 96075, 96080 Trinity 96046, 95552, 95526, 96091 Tuolumne 95364 Yolo 95606, 95607, 95637, 95627

OR Douglas 97484 Jackson 97520, 97536, 97541, 97525, 97502, 97503, 97537 Josephine 97538, 97526, 97532, 97497

Applications for properties in these counties can’t be issued in the American Modern modernLINK program. To submit applications for American Modern contact an underwriter with your justification that the property is at least 25 miles from any existing wildfire. All other standard binding requirements apply.

Reminder – no risks are to be bound within a 25 mile radius of any existing wildfire!


Due to a concentration of risk and the forested location, these company specific moratoriums will remain in effect indefinitely.

American Modern
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92305, 92314, 92315, 92316, 92317, 92321, 92322, 92325, 92326, 92333, 92339, 92341, 92352, 92359, 92378, 92382, 92385, 92386, 92391, 92397.
American Reliable & Voyager Indemnity
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92305, 92314, 92315, 92316, 92317, 92321, 92322, 92325, 92326, 92333, 92339, 92341, 92352, 92359, 92378, 92382, 92385, 92386, 92391, 92397.
CSE
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92305, 92314, 92315, 92317, 92321, 92322, 92325, 92326, 92333, 92339, 92341, 92352, 92378, 92382, 92385, 92386, 92391, 92307, 92344, 92557, 91321, 91350, 91351, 91381, 91387, 91390, 91354, 93063, 94112, 94116
Au Gold
The entire state of California is open for business with the exception of any risk within 25 miles of a new or existing wildfire and risks in the following zip codes: 92314, 92315, 92325, 92352

Brush Guidelines (Generally Brush Mappings are the key determining factor when ft clearance is mentioned)

American Modern
All programs: PC 1-10 eligible. Brush clearance of 350ft. MSB Brush Hazard is run on all homes. No wood shake roofs in brush and forest areas.
American Reliable
All programs: PC 1-10 eligible. Brush clearance of 350ft. ISO Fireline is run on all homes. Forest areas are ineligible. No wood shake roofs in brush and forest areas.
Chubb
PC 1-10 eligible. Brush clearance of 500ft (some areas 150ft if no wood siding or wood attachments). 1 mi.(some areas .5 mi.) brush clearance is required for wood shake roofs. Brush mapping is run on all homes.
CSE Safeguard Select
All programs: PC 1-10 eligible. PC 9-10 need to be submitted with photos of house and brush clearance. ISO Fireline is run on all homes.
CSE Preferred
All programs: PC 1-7 eligible. ISO Fireline is run on all homes.
Lexington
All programs: PC 1-10 eligible. Brush clearance of 150 ft. required. 1000 ft. brush clearance required for wood shake roofs. All dwellings subject to inspection.