Offered by American Modern, this product is designed for insureds with 10 or more rental properties. The 10+ allows an unlimited number of 1-6 family dwellings on one policy!

Key advantages include:

Many businesses do not realize that their biggest exposures can be from their professional services. In addition to professional liability, most businesses now face cyber liability, hacker threats, and data breach exposures. Often, the biggest expenses come from crisis management and PR costs. To address these exposures, JE Brown have partnered with Hiscox Pro to offer a variety of options in modular form. The center piece is Data Breach & Privacy Liability Coverage, which covers regulatory action as well as fines and penalties.

J.E. Brown has partnered with Benchmark Insurance Company to write general liability for a wide variety of contracting classes. Written on A- rated paper, Benchmark is admitted, and available in AZ, CA, NV, OR, & TX. Get an application here!

Eligible Classes Include:

• General Contractors (Residential & Commercial)
• Plumbers
• Roofers
• Solar
• Framing
• Excavating
• Grading
• And many more!

Highlights:

Effective May 15th, 2016 the Safeguard Homeowners Product has been repositioned to serve the preferred market. The overall rate change for this revision will be -2.0%, and 66% of policy holders will see a premium change of less than $200. If you would like to learn more about your agency's in-force policy level impact, please contact your Territory Manager. Outlined below are the enhancements and flexibility features that make CSE's Homeowners product a superior solution for today's homeowner.

CSE is proud to offer the most comprehensive and flexible insurance package for landlords in the market today. Changes to the Dwelling product in 2016 ushered in a completely new positioning of CSE's product.

Download the Product Comparison Cheat Sheet

There are now 3 distinct choices to designed to give you the options that meet your unique needs.

Coverage is available by endorsement in DP-1 & DP-3 Programs:
-Occasional Rental endt for Seasonally Occupied risks rented out occasionally
-Short Term/Vacation Rental endt. for income properties (Tenant Occupied)
-Homes valued $75,000 to $1,000,000
-Liability up to $500,000
-Extended Replacement Cost endorsement available
-Replacement Cost Contents endorsement available
-No age limit (must have circuit breakers)
-Post & Pier (must be closed)
-Protection class 1 - 10

J.E. Brown have partnered with some of the leading specialists in the professional liability world. Our A rated companies provide package and mono-line policies, as well as modular options to tailor coverage for unique risks. Whether it’s a client claiming the insured breached terms of a contract, or a merchant bank claiming the same when one of its clients has a credit card breach, our companies provide coverage for more than just negligence. Our industry specific forms are crucial for addressing the evolving professional liability market needs.

While Hiscox NOW has made closing coverage online fast and simple, we understand selling coverage to your clients can still be a challenge

In an effort to make selling easier we are creating Sell Sheets for our top quoted professions within the industries we cover.

Sell sheets include, BY PROFESSION:
• Available products
• Average premium
• Key coverage customization(s)
• Most common lawsuits
• Claims examples
• And much more

Rental property can be tricky to insure. If your customer has multiple properties, our 10+ Dwelling Program is a flexible insurance solution for owners of ten or more rental properties. It schedules all the properties onto one policy, with one bill and one renewal date. Properties can easily be added, removed, or have the occupancy changed. Select either a replacement cost or actual cost value coverage for each property in the portfolio.

Watch the product video