Lexington

Lexington Insurance Company, an AIG company, is the leading U.S.-based surplus lines insurer. For 50 years, we have provided innovative property, casualty, financial lines, healthcare, personal lines, and specialty lines insurance coverages and services to companies and organizations of all sizes – from Fortune 100 corporations to small and middle market entities. Lexington is renowned for its ability to help brokers find solutions to the most challenging insurance needs of their clients.

News

Tough to Place Dwellings

Specialty Dwelling Products

At J.E. Brown, specialty dwellings are our bread and butter. Preferred, Non-Standard, Admitted, Non-Admitted - we have options for almost anyone! We have 12 different Homeowners options and 9 different Dwelling Fire options. Many of our products can be rated and issued online using CORE, or our carrier platforms in minutes! Logon today to get started.

See the webinar recording here!

High-Hazard Homes

Brush Hazards and Wildfire Woes

California has always battled wildfires, and they remain a source of risk for insurance carriers today. Accurate records of acreage, location, structures damaged, and deaths have been kept since 1932. These records now show a pattern of repeated ignition throughout California. Nevertheless, our population growth and new construction are occurring adjacent to brush. Monitoring and assessing brush risk is going to be an evolving concern.

Vacation Rental Insurance

The insurance industry has yet to catch up with the “sharing economy.” In particular, Airbnb has made the home and rental insurance picture more complicated for both insureds and insurers. There is a definite need for agents and brokers to ask whether an insured intends to use a property for short-term rentals. If they don’t ask, insureds may not disclose—and this can have big consequences later on. Insurance companies consider Airbnb hosts to be in business—and expect to cover them that way.