Product Expansion: HiscoxNow

The HiscoxNow small business program offering just became more broad! With the introduction of coverage for Retail, Janitorial, and Landscape operations, HiscoxNow can consider over 150 classes of business. download the complete appetite guide Or start your quote now! Here are the highlights:

  • Automatic blanket AI at no charge
  • $500 minimum premium
  • Automatic Renewal
  • Admitted, ISO based form
  • Start-up friendly
  • Landscape and Janitorial Services: $50K in limited pollution liability (TX excluded)

Retail Operations - Revenue limit of $3M

Target Appetite

  • Appliance or electronic stores
  • Clothing or apparel stores
  • Florists
  • Home furnishing stores
  • Other stores with some food or drink sales

Landscape - Payroll cap of $500K

Target Appetite

  • Gardening
  • Gutter or chimney cleaning
  • Lawn care services
  • Snow blowing or removal (no auto or self-propelled snow blowers/removers)

Janitorial - Payroll cap of $500K

Target Appetite

  • Dry vent cleaning
  • Exterior residential cleaning services
  • In home or residential cleaning/janitorial services
  • Commercial cleaning or services (interior only)

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