Pumpkin patches and Christmas tree lots

It’s officially Fall! Like most families celebrating the holidays, pumpkin carving is always an important fall tradition, which means a trip to the local pumpkin patch. These pumpkin patches typically get converted into Christmas tree lots, and USLI has the perfect product to cover both!

USLI’s Concessionaire and Vendor Product has everything your insureds’ need to cover those seasonal lot risks that always seem to pop up. The 3-month policy is great for pumpkin patch lots, Christmas tree lots, and flower tents/lots.

  • Able to consider new ventures
  • Able to schedule multiple lots on one policy
  • Able to package inland marine with general liability
  • Lot owner added as additional insured free of charge on every policy
  • Primary limits available up to $2 million/$3 million aggregate
  • Minimum premiums starting as low as $350 for $1 million/ $2 million GL limits

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*Common Ineligible Characteristics: Risks located on farms. Risks hosting other activities such as hay rides, corn mazes, or haunted houses in conjunction with the pumpkin patches.
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