Our personal watercraft program offers multiple coverage options from liability only coverage to a full package. Flexible underwriting and numerous discounts are available to assist you in tailoring a policy to your insured’s needs.Easily quote and issue your personal watercraft risks with American Modern by logging onto Single Sign On and modernLINK.


  • Full Coverage or Liability only options
  • Watersport liability offered
  • 1 Major and 1 minor violation acceptable
  • Claim Free discounts
  • Emergency assistance and towing offered
  • Online quoting and binding via SSO