Effective May 15th, 2016 the Safeguard Homeowners Product has been repositioned to serve the preferred market. The overall rate change for this revision will be -2.0%, and 66% of policy holders will see a premium change of less than $200. If you would like to learn more about your agency's in-force policy level impact, please contact your Territory Manager. Outlined below are the enhancements and flexibility features that make CSE's Homeowners product a superior solution for today's homeowner.