Many businesses do not realize that their biggest exposures can be from their professional services. In addition to professional liability, most businesses now face cyber liability, hacker threats, and data breach exposures. Often, the biggest expenses come from crisis management and PR costs. To address these exposures, JE Brown have partnered with Hiscox Pro to offer a variety of options in modular form. The center piece is Data Breach & Privacy Liability Coverage, which covers regulatory action as well as fines and penalties.

Big News! Effective 06/29/2016 American Reliable introduces monthly recurring payments via EFT. New business in iReli will have the option, as well as existing policyholders, using a checking or savings account. Recurring Credit Card payments are not available at this time. Registration is simple, and can be done in three ways:

The insurance industry has yet to catch up with the “sharing economy.” In particular, Airbnb has made the home and rental insurance picture more complicated for both insureds and insurers. There is a definite need for agents and brokers to ask whether an insured intends to use a property for short-term rentals. If they don’t ask, insureds may not disclose—and this can have big consequences later on. Insurance companies consider Airbnb hosts to be in business—and expect to cover them that way.

J.E. Brown has partnered with Benchmark Insurance Company to write general liability for a wide variety of contracting classes. Written on A- rated paper, Benchmark is admitted, and available in AZ, CA, NV, OR, & TX. Get an application here!

Eligible Classes Include:

• General Contractors (Residential & Commercial)
• Plumbers
• Roofers
• Solar
• Framing
• Excavating
• Grading
• And many more!

Highlights: