American Modern is a widely recognized, national leader in the specialty insurance business. With close to 50 years of experience, the company delivers residential insurance for many property classes – rental property, a vacant home, seasonal or vacation homes, and full-time residences including mobile homes. In the recreational insurance market, they offer solutions for owners of boats, yachts, personal watercraft, and classic cars. American Modern’s A+ (Superior) financial condition is recognized by well-known industry analyst A. M. Best Company.


Manufactured Homes

Writing both admitted and non-admitted policies, we can accommodate almost any manufactured home. Whether it's owner, seasonal, rental, vacant, or tenant, we've got you covered. In addition to traditional manufactured/mobile homes, we can consider a wide variety of structure types (non-admitted), including: Yurts, Shipping Container Homes, Tiny Homes, Pole Barn Conversion, and more! For homes in brush areas, we also offer a DIC option.

Vacant Buildings - Commercial & Residential

Buildings can become vacant for a variety of reasons, and we can help! Whether it's short-term between tenants, or long-term renovations, we have solutions. Vacant land? No problem! We have five A rated carriers writing both admitted and non-admitted policies.

CA Wildfire Inspections - American Modern


Like your agency, American Modern® insurance takes the risk and cost of wildfires very seriously. Not long ago we announced that a wildfire exposure assessment is now included in the majority of the inspection process. Homes subject to inspection include:

Arizona Small Commercial - Made Easy

Are you in need of commercial markets that allow online quoting and issuance? Look no further!

American Modern Policy Conversion


The policy conversion process is upon us! In 2018, AMIG released all new products and a brand new online platform. Now it's time for previously written policies to convert to the new form and system. We want you to be well-equipped to answer any questions that may arise during this period. Below are helpful resources including, links to other articles, downloadable content, and training videos.