The insurance industry has yet to catch up with the “sharing economy.” In particular, Airbnb has made the home and rental insurance picture more complicated for both insureds and insurers. There is a definite need for agents and brokers to ask whether an insured intends to use a property for short-term rentals. If they don’t ask, insureds may not disclose—and this can have big consequences later on. Insurance companies consider Airbnb hosts to be in business—and expect to cover them that way.

J.E. Brown has partnered with Benchmark Insurance Company to write general liability for a wide variety of contracting classes. Written on A- rated paper, Benchmark is admitted, and available in AZ, CA, NV, OR, & TX. Get an application here!

Eligible Classes Include:

• General Contractors (Residential & Commercial)
• Plumbers
• Roofers
• Solar
• Framing
• Excavating
• Grading
• And many more!

Highlights:

Effective May 15th, 2016 the Safeguard Homeowners Product has been repositioned to serve the preferred market. The overall rate change for this revision will be -2.0%, and 66% of policy holders will see a premium change of less than $200. If you would like to learn more about your agency's in-force policy level impact, please contact your Territory Manager. Outlined below are the enhancements and flexibility features that make CSE's Homeowners product a superior solution for today's homeowner.

CSE is proud to offer the most comprehensive and flexible insurance package for landlords in the market today. Changes to the Dwelling product in 2016 ushered in a completely new positioning of CSE's product.

Download the Product Comparison Cheat Sheet

There are now 3 distinct choices to designed to give you the options that meet your unique needs.

You Asked, and we Listened!

J.E. Brown is now offering direct deposit for agency commissions, and ACH for agency bill payments. These two features are aimed at saving you time and increasing your efficiency. Working with J.E. Brown has never been easier, and here's why:

Top 5 Reasons to Register

The AuGold system has an all new, cleaner design, and is faster in every way. There are many new functions, and live chat available on every screen. To punctuate the launch of the new system, we are running a contest worth $750! To be eligible for a prize, you must attend the webinar which outlines these great new features. The session will cover system updates, and a brief demonstration. By attending, you’ll automatically be registered in a contest with CASH PRIZES! The first 3 users to reach 10 binders win - Contest runs through April 2016

• PAY and GET PAID via ACH
• CORE quotes will be saved
• Dashboard for SSO, CORE & Messaging
• Improved navigation
• OR, NV, AZ & UT product information
• Product oriented blog
• Greater speed
• Compatible with mobile devices*
• Mange your agency's information

Want to learn more on your own time? We have produced the three webcasts below to assist in learning about our new site and the new features:

Coverage is available by endorsement in DP-1 & DP-3 Programs:
-Occasional Rental endt for Seasonally Occupied risks rented out occasionally
-Short Term/Vacation Rental endt. for income properties (Tenant Occupied)
-Homes valued $75,000 to $1,000,000
-Liability up to $500,000
-Extended Replacement Cost endorsement available
-Replacement Cost Contents endorsement available
-No age limit (must have circuit breakers)
-Post & Pier (must be closed)
-Protection class 1 - 10

These great changes went into effect 11/01/2015 for their California Homeowner Program

J.E. Brown have partnered with some of the leading specialists in the professional liability world. Our A rated companies provide package and mono-line policies, as well as modular options to tailor coverage for unique risks. Whether it’s a client claiming the insured breached terms of a contract, or a merchant bank claiming the same when one of its clients has a credit card breach, our companies provide coverage for more than just negligence. Our industry specific forms are crucial for addressing the evolving professional liability market needs.

While Hiscox NOW has made closing coverage online fast and simple, we understand selling coverage to your clients can still be a challenge

In an effort to make selling easier we are creating Sell Sheets for our top quoted professions within the industries we cover.

Sell sheets include, BY PROFESSION:
• Available products
• Average premium
• Key coverage customization(s)
• Most common lawsuits
• Claims examples
• And much more

Rental property can be tricky to insure. If your customer has multiple properties, our 10+ Dwelling Program is a flexible insurance solution for owners of ten or more rental properties. It schedules all the properties onto one policy, with one bill and one renewal date. Properties can easily be added, removed, or have the occupancy changed. Select either a replacement cost or actual cost value coverage for each property in the portfolio.

Watch the product video

The addition of this market expands our class appetite and brings underwriting flexibility to our professional lines offerings.

Features:
• Broad Underwriting Appetite
• Targeted, industry specific policy forms
• Standard general terms and conditions for all lines of business
• Quick Quote Turnaround - we will quote from a competitors application
• Cross sell these coverages for many classes- Crime, GL, Data Breach/Privacy

CORE is now able to conveniently compare 3 lines of business for you: Dwelling Fire, Homeowners & Vacant. Complete the online form and CORE will provide up to 4 carrier quotes for your Dwelling Fire, Homeowners or Vacant risks. CORE will save you time and effort- and take your quoting efficiency to another dimension!

LOGIN - Access CORE by logging into Single Sign On. Once you're in - select SSO CORE Comparative Rater

We are pleased to offer a Rental Condo product. There are not a lot of markets available for this niche. This flexible product can accommodate Rental, Seasonal and Short-term occupancies.

Product Features:
• Rental and Seasonal Condos
• Short-term/Vacation Rental
• Occasional Rental
• Values to $300K
• Replacement Cost
• Loss Assessment to $50K
• Water Backup Option
• Competitive Pricing
• Admitted, A Rated, Direct Billed
• Online quote, bind and issue with modernLINK via SSO

Don't miss out on the 18% commissions for all Vacant Property policies (new & renewal) through AUGold! Now through December 31, 2017. Only new and renewal business quoted and bound during the promotion period will receive the increased commission. Any business quoted & bound past 12/31/17 will not qualify. Quote Now!

We are excited to announce the implementation of a new eSignature feature for both you and your clients beginning today, January 22. Ease of use is improved by using software from DocuSign® that is integrated directly into the SPInn program.

Vacant Property & Liability Coverage

• DP-3 Vacant available for homes fully updated or built within last 30 years.
• Premises Liability up to $1,000,000.
• Online processing system via JE Brown SSO
• Comparative rate four markets via CORE
• Very competitively priced 3, 6, 9 & 12 month terms.
• VM&M.
• Values to $3,000,000.
• 3 month minimum earned.

Non Admitted, A rated carrier.