American Reliable's new, lower Homeowner rates are now in CORE!

These great changes went into effect 11/01/2015 for their California Homeowner Program

Professional Lines Expansion

J.E. Brown have partnered with some of the leading specialists in the professional liability world. Our A rated companies provide package and mono-line policies, as well as modular options to tailor coverage for unique risks. Whether it’s a client claiming the insured breached terms of a contract, or a merchant bank claiming the same when one of its clients has a credit card breach, our companies provide coverage for more than just negligence. Our industry specific forms are crucial for addressing the evolving professional liability market needs.

Hiscox NOW – Sell Sheets by Profession

While Hiscox NOW has made closing coverage online fast and simple, we understand selling coverage to your clients can still be a challenge

In an effort to make selling easier we are creating Sell Sheets for our top quoted professions within the industries we cover.

Sell sheets include, BY PROFESSION:
• Available products
• Average premium
• Key coverage customization(s)
• Most common lawsuits
• Claims examples
• And much more

Schedule unlimited dwellings on one policy with American Modern

AMIG

Rental property can be tricky to insure. If your customer has multiple properties, our 10+ Dwelling Program is a flexible insurance solution for owners of ten or more rental properties. It schedules all the properties onto one policy, with one bill and one renewal date. Properties can easily be added, removed, or have the occupancy changed. Select either a replacement cost or actual cost value coverage for each property in the portfolio.

Watch the product video

Now Representing Hiscox for Professional Lines

The addition of this market expands our class appetite and brings underwriting flexibility to our professional lines offerings.

Features:
• Broad Underwriting Appetite
• Targeted, industry specific policy forms
• Standard general terms and conditions for all lines of business
• Quick Quote Turnaround - we will quote from a competitors application
• Cross sell these coverages for many classes- Crime, GL, Data Breach/Privacy

CORE - We just added Homeowners to the mix!

CORE is now able to conveniently compare 3 lines of business for you: Dwelling Fire, Homeowners & Vacant. Complete the online form and CORE will provide up to 4 carrier quotes for your Dwelling Fire, Homeowners or Vacant risks. CORE will save you time and effort- and take your quoting efficiency to another dimension!

LOGIN - Access CORE by logging into Single Sign On. Once you're in - select SSO CORE Comparative Rater

Rental Condo Program

We are pleased to offer a Rental Condo product. There are not a lot of markets available for this niche. This flexible product can accommodate Rental, Seasonal and Short-term occupancies.

Product Features:
• Rental and Seasonal Condos
• Short-term/Vacation Rental
• Occasional Rental
• Values to $300K
• Replacement Cost
• Loss Assessment to $50K
• Water Backup Option
• Competitive Pricing
• Admitted, A Rated, Direct Billed
• Online quote, bind and issue with modernLINK via SSO

AU Gold / Vacant Gold Product Expansion

Don't miss out on the 18% commissions for all Vacant Property policies (new & renewal) through AUGold! Now through December 31, 2017. Only new and renewal business quoted and bound during the promotion period will receive the increased commission. Any business quoted & bound past 12/31/17 will not qualify. Quote Now!

Doing business with CSE just got easier!

CSE

We are excited to announce the implementation of a new eSignature feature for both you and your clients beginning today, January 22. Ease of use is improved by using software from DocuSign® that is integrated directly into the SPInn program.

New, Highly Competitive Vacant Market - Vacant Gold

Vacant Property & Liability Coverage

  • DP-3 Vacant available for homes fully updated or built within last 30 years.
  • Premises Liability up to $1,000,000.
  • Online processing system via JE Brown SSO
  • Comparative rate four markets via CORE
  • Very competitively priced 3, 6, 9 & 12 month terms.
  • VM&M.
  • Values to $3,000,000.
  • 3 month minimum earned.

Non Admitted, A rated carrier.

American Modern HO-3 - Update

AMIG

Effective 11/5/2013, American Modern reduced rates 12% and also increased the Coverage A maximum to $1,000,000 in their California HO-3 program.

Other Features of this product:

Update - Renewal Changes for American Modern Mobile/Manufactured Home Program

AMIG

Renewal Business - effective November 15, 2013

American Modern is consolidating its two California manufactured home programs. This affects the HO-3 owner occupied manufactured home policies written prior to November 2012.

NFIP Update - Biggert-Waters (BW12) Flood Reform Act of 2012

Wright Flood

Wright Flood has been on top of the major changes to the NFIP as a result of the Biggert Waters Flood Reform Act of 2012. We are happy to share some of Wright's resources to help make sense of this legislation.

Useful materials

Wright/J.E. Brown Webinar Slides July 10, 2013

Summary of Ocober 1, 2013 NFIP Changes

Pre-FIRM SFHA Rating Guide effective October 1, 2013

WRIGHT/Fidelity Flood- New Market

We are pleased to announce our partnership with the leading flood provider, WRIGHT/Fidelity Flood. Together we offer the best efficiency and service for your National Flood Insurance Program (NFIP) risks.

Highlights:

CSE SPInn - Important Workflow Changes

CSE

Great News! Effective 1/28/13, CSE has changed the workflow for new business processing in SPInn. You can now submit your new business to JE Brown within the CSE SPInn system much more efficiently. We have created a short video demonstration to see how these changes will impact you. It is important that you watch this video so that you can process your CSE business effectively.

If you use the CSE SPInn system, please watch this video as soon as possible.

A Minute with Michael

Well, the first EIP-OC event is in the bag! It went off without a hitch, and we are so grateful to our sponsors. With nearly 100 attendees, we exceeded our goal for kicking off the new EIP chapter. Perhaps the most impressive aspect of the event for me, was the fact that people stayed ‘til the end. People seemed to be really enjoying themselves and engaging in great dialogue. Our speaker Jenni Nering did a wonderful job with a topic utterly germane to our event –Networking. Pictures and more information can be found on the EIP website.

Important Update - American Modern Late Payment Procedure Changes

AMIG

To update an earlier message that was inaccurate - American Modern WILL consider policies with a lapse in coverage and we CAN rewrite Mobile Home policies that cancel for non-payment.

American Modern has instituted a 7 day grace period for late payments on all product lines. The system will no longer allow a late payment to be applied on any product after 7 days. The only exception is Leinholder billed accounts which will receive a 15 day grace period.

American Modern Mobile Home - Photo Requirement Lifted

AMIG

Most of you are familiar with the "undo" button on our computers... consider this an "undo" of the Underwriting Update we sent last month on this subject.

After further consideration, American Modern will no longer be requiring photos as previously outlined for Manufactured Homes.

Just to give you some background, the original reasons for the change were concerns around older Mobile Homes and also concerns about Mobile Homes with possible prior unrepaired damage. American Modern was trying to take measures to ensure their Mobile Home product remained healthy.

Shaughn Daugherty

My name is Shaughn Daugherty and I am the new Northern California Marketing Representative for JE Brown & Associates.

I am happy to be associated with JE Brown and thought I would share a little information about myself.

GMAC Insurance

J.E. Brown now offers Motorcycle, Recreational Vehicle, Auto, and Commercial Auto products from GMAC Insurance.

We are looking for a limited number of committed partners to represent these products. Please contact your sales representative or our home office if you have interest in representing these products.